Personal finance
Course
Violeta Seretan
An engaging introduction to personal finance for teens, covering budgeting, saving, credit, and planning for the future.
This course offers a beginner-friendly journey into the world of personal finance, designed specifically for teenagers. Across five interactive modules, students will learn the essentials of managing money—from understanding the basics of earning, spending, and saving, to setting realistic financial goals and creating a budget. The course will also cover the importance of saving money, building an emergency fund, and choosing the right savings accounts. Students will explore the fundamentals of credit, how to use it responsibly, and strategies for managing debt. The final modules introduce the concepts of investing, risk and reward, and planning for future financial success. Through real-life examples and practical assignments, students will develop the confidence and skills needed to make smart money decisions now and in the future.
Here is the course outline:
1. Welcome to Your Money JourneyStart your adventure into personal finance by learning what money management really means, how to tell needs from wants, and how to set clear goals that motivate you. |
2. Mastering Your BudgetDiscover how paychecks, taxes, and smart shopping choices fit into a realistic budget. Learn to track spending, adjust when life changes, and make every dollar count. |
3. Saving and Banking FoundationsFind out why saving matters, how compound interest grows your cash, and which bank accounts keep your money safe. Build an emergency fund and learn to dodge scams. |
4. Credit, Debt, and Investing JumpstartExplore how credit works, how to avoid debt traps, and how basic investing can help you reach future goals. Balance risk and reward while planning for what comes next. |
5. Your Financial Roadmap SummaryReview the key ideas from the course and create a personalized action plan to keep your finances on track today, tomorrow, and beyond. |